01What zeerow is
zeerow is a spend management platform owned and operated by Zeerow Finovate Private Limited. It lets businesses give wallets to their teams, raise and approve payments, capture and verify bills, and see accounting and reports in real time.
zeerow is not a bank, a payment aggregator or a PPI issuer, and does not hold or claim to hold any such licence from the Reserve Bank of India. zeerow does not hold Customer funds in its own account.
02Our regulated partners
| Service | Provided by | Regulatory status |
|---|---|---|
| Bank transfers and payouts (IMPS, NEFT, RTGS) | IDFC FIRST Bank and Easebuzz, along with other partner banks | RBI-licensed bank / RBI-authorised Payment Aggregator |
| UPI wallets and RuPay employee cards | Enroute Technologies Pvt Ltd (OmniCard) | RBI-authorised PPI issuer |
| UPI and RuPay networks | National Payments Corporation of India (NPCI), through our partners | Operated under the Payment and Settlement Systems Act, 2007 |
Funds for wallets and cards are held by the regulated partner in a designated escrow account, as per RBI guidelines. Each partner's own terms, privacy policy and grievance process apply to its services.
03Registrations and certifications
- FIU-IND: registered reporting entity, FIUREID BF00069736
- ISO/IEC 27001:2022: information security management, certificate 24IVC623, valid until 25 November 2027
- VAPT: regular vulnerability assessment and penetration testing. Latest report available to customers and partners on request.
- Company: CIN and GSTIN available on our Corporate Information page
04Trademarks
All third-party names and logos shown on our website (for example banks, payment networks, AI assistants and customer brands) belong to their respective owners and are used only to describe integrations, partners or customers. Their use does not mean those owners endorse zeerow unless stated.
05Questions
For any question about how zeerow is regulated, write to support@zeerow.com.