Welcome to Zeerow, owned and operated by Zeerow Finovate Private Limited ("Company," "we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website, mobile application, and services ("Platform"). By accessing or using the Platform, you agree to these Terms. If you do not agree, please refrain from using our Platform.

1. Definitions

We collect the following types of information:

• Platform: Refers to the website (zeerow.com), mobile application, and any related services provided by Zeerow.
• User: Any individual, company, or entity using the Platform.
• Services: Includes payment management tools, vendor payments, salary disbursements, and other functionalities provided by the Platform.

2. Eligibility

• You must be at least 18 years old and have the authority to bind your organization to these Terms.
• You represent and warrant that all information provided during registration is accurate, complete, and current.

3. Account Registration

• Users must create an account by providing required details, including name, email address, contact information, and any other information we may request.
• You are responsible for maintaining the confidentiality of your account credentials
• Notify us immediately of unauthorized access to your account.

4. Services Provided

• The Platform enables businesses to:
• Make payments to vendors, employees, and others.
• Manage financial transactions using various payment methods (e.g., UPI, NEFT, RTGS, IMPS).
• Track and integrate payments into profit and loss accounts in real-time.
• Ensure compliance with government regulations.
• We reserve the right to modify or discontinue any service at our sole discretion.

5. Fees and Payments

• Fees are charged on a per-transaction basis, as detailed on our Platform.
• All fees are non-refundable unless stated otherwise.
• Users must maintain sufficient funds in their linked accounts to cover transactions and fees.

6. User Responsibilities

• Ensure all payment details are accurate and authorized.
• Comply with all applicable laws, including but not limited to tax and financial regulations.
• Avoid misuse of the Platform, including fraudulent activities, unauthorized access, or interfering with the operation of our services.

7. Prohibited Activities

Users must not:

• Use the Platform for illegal activities.
• Share their login credentials with unauthorized parties.
• Attempt to reverse engineer or decompile our software.
• Submit false or misleading information.

8. Data Privacy

• Your use of the Platform is also governed by our Privacy Policy.
• We collect, process, and store data in compliance with applicable laws.

9. Intellectual Property

• All content on the Platform, including trademarks, logos, text, graphics, and software, is owned by or licensed to Zeerow Finovate Private Limited.
• Users may not copy, reproduce, or distribute any content without our written permission.

10. Third-Party Services

• The Platform may integrate with third-party services (e.g., banks, payment gateways).
• We are not responsible for the actions, omissions, or policies of these third parties.

11. Limitation of Liability

Zeerow Finovate Private Limited shall not be liable for:

• Indirect, incidental, or consequential damages.
• Losses arising from unauthorized access to or use of your account.
• Delays or failures caused by external factors beyond our control (e.g., network failures, regulatory changes).

12. Indemnification

You agree to indemnify and hold Zeerow Finovate Private Limited harmless from any claims, liabilities, damages, or expenses arising from:

• Your breach of these Terms.
• Misuse of the Platform.
• Any unauthorized or illegal transactions made through your account.

13. Termination

• We reserve the right to suspend or terminate your access to the Platform at any time for any reason, including violation of these Terms.
• You may terminate your account by contacting our support team at [email protected].

14. Governing Law and Jurisdiction

• These Terms shall be governed by the laws of India.
• Any disputes shall be subject to the exclusive jurisdiction of the courts in
  Indore.

15. Amendments

• We may update these Terms from time to time. Any changes will be posted on this page with an updated effective date.
• Continued use of the Platform after updates constitutes acceptance of the revised Terms.

16. Contact Information

*By using the Zeerow Platform, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.*