Zeerow — Platform

Cards & payments

Instant cards. Universal UPI.

Issue a digital RuPay card to any employee or partner in seconds, physical cards on demand. Then let them pay anyone, anywhere on UPI — as simple as a personal app, with corporate control underneath.

Card controls, your way

Trust, set to the exact rupee.

Customize every card by role, purpose and trust level. Give a field engineer fuel-only access and your ops lead a broad limit — all from one hub, changed anytime.

Per-transaction, daily & monthly spend limits
Invoice threshold flags for high-value spend
Toggle POS, ATM, e-commerce per card
Allocate pool → card, or fetch back, in seconds

Per-txn limit₹10,000

Daily spend₹25,000

E-commerce

ATM withdrawal

POS payments

Invoice flag₹500+

Approval workflows

Nothing leaves without the right sign-off.

Define who funds cards, who verifies, who approves. Set amount-based thresholds, add unlimited sequential levels, and simulate any amount to preview its exact path before it ever runs.

Unlimited approval levels & sequential verifiers
Amount-based approval thresholds
PIN-secured payment release
Simulate any amount to preview the flow

Payment initiated₹48,000 · vendor payout

Raised

Branch managerVerifies category & project

Verified

Finance headAbove ₹25,000 threshold

Approved

✓

Released & posted to TallyNarration attached automatically

Done

Accounting on autopilot

From payment to P&L in one click.

Direct integration with Tally. Categories auto-create as ledgers, entries post with proper narrations, and your P&L updates instantly. No month-end reconciliation, ever.

Assign a dedicated person to manage accounting
Audit-ready records generated automatically
No manual data entry, no reconciliation hassle
Books always up to date

Journal · auto-postedTally

Food Expenses A/c Dr.₹5,000

To Bank Account₹5,000

Being paid by Rahul for food expenses on behalf of company

✓ Posted1 Dec · 5:55 PM

Zeerow Intelligence

The CFO built into your spend.

Ask a plain question, get a straight answer on every rupee. Zeerow reads your outflows and tells you what's right, what's wrong, and what to do next — returning lakhs and hundreds of hours to your team each year.

Ask anything — patterns, leaks, next actions
Board-ready reports by category, vendor, project
Live alerts the moment spend drifts off-plan

Zeerow Spend Intelligence

Travel ran 18% over plan, driven by ₹86,400 of fuel outside your two active projects. 3 cards account for 70% of it. Want me to flag them and suggest per-card caps?

One system, six layers

Built around everything that happens before and after money moves.

Payments

UPI scan & pay, collect, POS, e-commerce, and NEFT/RTGS payroll with no amount limit.

Tracking

Every rupee visible live — who, what, when, how much — tagged to category and project.

Verification

Limits, flags and approval gates you design. Nothing leaves without the right eyes.

Accounting

Every entry auto-synced to Tally with clean narrations. Books that close themselves.

Reporting

Board-ready views by category, vendor, project and person — filter to any period.

Intelligence

An AI that reads your spend and surfaces leaks, risks and the moves worth making.

Why teams switch

More than a wallet. More than accounts payable.

Card apps stop at the spend. AP tools stop at the invoice. Zeerow owns the whole outflow.

Capability	UPI wallet apps	AP automation tools	zeerow
Corporate cards digital RuPay + physical	—	✓	✓
Universal UPI scan, collect, POS, e-com	✓	Partial	✓
Pre-payment approval workflow	Post-payment	✓	✓ unlimited levels
Category & project tagging on every payment	Limited	Invoice-level	✓ every rupee
Auto-accounting to Tally with narrations	Sync only	✓	✓ one click
Payroll — NEFT & RTGS, no limit	—	Partial	✓
AI spend intelligence	—	Reports only	✓ ask anything
Pricing model	Per-wallet	Per-seat	Unlimited users

Comparison reflects common capabilities of each category. Feature availability varies by provider and plan.

Everything you do with money, in one system.